4 years forward since my last post

Whoooaaaa... it's been ages since I last posted. Mag-27 palang pala ako noong mag set ako ng goal para sa 30th birthday ko. And now I am 30! And yeah, goal achieved! Wala akong 1M pesos in cash but our assets are amounting to more than that (real estate, stocks, etc) It feels way better when I was just day dreaming of this day. Noon naooverwhelm ako kapag naiisip ko ang amount na yon. Pero ngayon na meron na ako, ang liit liit lang pala na amount noon. But anyway, update sa long term goal, MAKAUWI FOR GOOD IN PH kapag nag high school ang anak namin. That's 5 years from now.haha. But katulad ng dati, walang imposible. Simple lang naman ang gusto ko para magdecide na akong umuwi kami. My hubby is just waiting for my signal since I take care of our finances. Ito lang naman consideration ko pag uuwi na kami. Gusto ko may bahay kaming titirahan. (Plan ko kumuha kami pag uwi namin wether this year o next year which is 2019). May 50k pesos monthly passive income kami: lending, real estate ( pagawan ng bahay ang lote namin sa Nasugbu at ienroll sa AIRBNB since tourist spot ang location, agri-land (saving and planning to buy a parcel of land possibly this year). Gusto ko afford namin ang lifestyle na may 24 hrs aircon ang titirahan namin since galing kami sa malamig na klima, may kotse at sa dela salle Lipa mag aaral si Gian. Dapat may 2years worth of expenses kaming dala pag nagplan kami umuwi for good at higit sa lahat may health insurance na. Not really simple siguro, okay, komportable na buhay ang gusto ko pag uwi namin. Sa current situation namin nakakaipon kami more or less 50k pesos monthly. In five years time kapag ipon lang talaga ang gagawin 3Million pesos lang iyon. Way too low para sa target amount namin. Bahay palang na titirahan namin ubos na yon, how about ang pauupahang vacation house sa Nasugbu?(atleast 5Million pesos yon) ANg kotse?(1.2M) Ang insurance?(5k pesos monthly) Ang 2years worth ng gastos namin para sa pagsisimula namin? (1M) Masyadong suntok sa buwan ang planong ito. Pero noong nag set ako ng 1Million pesos goal 5years ago imposible din yon noon. Kaya I know I can make it. I will make it and I will make it really really BIG.

Comments

Post a Comment

Popular posts from this blog

Frugality and criticism

People who choose to save for rainy days usually get criticized. And that's not a problem. They only see the point of an iceberg. I have a first hand experience about it. They say things to convince themselves that what I am doing will cost me my happiness and time that I will never get back so whatever I'm going to achieve will be useless. I don't mind them anyway. I am the kind of person who think about the future so much. I cannot be happy with the present knowing that my future will suffer. I don't get myself into debt just to get the latest iphone6 plus. I no longer do that. I learned my lesson the hard way. No point on getting myself into lots of headaches paying hundreds of euros on monthly bill for what? A depreciating liability. I do not buy foods i can't afford and keep convincing myself i should not feel guilty about it because it is FOOD(ridiculousness at its finest). I do not eat out every week-end and feel good about it. Spending unnecessarily makes...
Read more

Winners find ways

Almost a year a go I set the famous 1 million pesos goal before I turn 30. I'm turning 27 now. I was the only one earning and it was way below our needs. But I couldn't get rid of that million pesos thought. I knew deep down me I can do it. I searched on the internet for some tips how to save. There I learned how it should be done. SALARY-SAVINGS=EXPENSES. And that's how I did. I set aside a portion of my income. But because I was earning a very little amount I was able to save a very little amount too. I did the math and it would have taken me more than 4 years to reach my goal. I was so disappointed. I was running out of ways to achieve my goal. One time, I bumped onto aya laraya's blogs. My fellow investors surely know him. To those who don't just type his name on google. I learned about a lot of things. A whole new world has been opened up to me with regards to investing. The world was suddenly full of hope. I was exhilarated. I quickly searched about stocks. ...
Read more